At that point, of course, because it’s already the norm, anything that disassociates itself from the norm — like saying, “No, I don’t think insurance is important” — there will be tremendous cost to the social trust and capital if any stakeholder actually goes against this crowdsourced broad, rough consensus. Mostly, they offer technical compensation and things that’s required for them to implement this, but nobody actually goes against the crowdsourced agenda, saying, “No, this is not important” — because obviously this is important to people of all different stripes.